Senior Underwriter D5-1

Let's Write Africa's Story Together!Old Mutual is a firm believer in the African opportunity and our diverse talent reflects this.

Job DescriptionResponsible for managing the activities of a group of Underwriters. Oversees the decision process for the group.

Monitors decisions of Underwriters and ensures systems and work flow meet appropriate standards. Selects and accepts major risks on behalf of the company and assists in the planning and control of the department.

Assesses most complex situations that involve greatest risk. Within company guidelines, approves or denies applications on own discretion.Competencies Critical objectives and responsibilities CustomerCollaborationLeading with InfluenceInnovationPersonal MasteryExecutingSelects and accepts major risks on behalf of the company and assists in the planning and control of the department.

Assesses most complex situations that involve greatest riskPrepare quotations in response to proposals received for credit insurance coverIssue policy documents in respect of accepted quotationsReview existing policies on a regular basis and to assess credit risksEnsure smooth administration of policies by giving prompt attention to all correspondence, emails and telephone calls received from branches, policyholders, brokers and other partiesSupervise staff, plan and organise workflowContinuous improvement to ensure effective serviceEnsure statutory and legislative knowledge is always current in order to resolve customer complaints, to advise the business on corrective solutions to mitigate risks and to improve the customer experience whilst complying with governance CONFIDENTIA requirements.Ensure adherence to organisational policies, practices and procedures.Identify solutions to enhance cost effectiveness and increase operational efficiencyService delivery to ensure customer satisfactionMaintain service, quality and desired outputs within a specific functional process through ensuring compliance to tactical policies, procedures and standards.Establish productive operational relationships with key stakeholders in the various channels and administrative teams.Develop work routines in line with operational plans / schedules in order to manage achievement of service delivery goals.Share knowledge on, and participate in the creation of new standards, control systems and procedures to maintain service delivery.Cost control and governance adherenceProactively ensure use of time, of resources, money, materials or equipment is in line with policies and procedures.Comply with corporate governance policies, procedures and standards.Operate within agreed mandates. Quality people practicesAlign own behaviour with the organisation's culture and values.Share and transfer product, process, and systems knowledge to colleagues.Ensure achievement of own performance objectives.Actively share information with other team members regarding successes, issues, trends, and ideas.Actively participate in own professional development and career path.Manage the team’s performance.Actively promote a culture of learning and high-performance Experience, knowledge & skills required Grade 12Tertiary qualification in Commerce (NQF Level 6-7 or equivalent) or studying towards a Commercial degreeMust have passed the Mark 4 Underwriting Technical TestMust have experience as an Underwriter at Mark 4 levelMust have a mandate and prior experience will be requiredHave in depth knowledge of the commodities in the industry and must have worked with policy holders Underwriting skills at policy holder levelMust have excellent communication and relationship building skills.Must have a Code 8 Drivers License and own transport naSkillsAction Planning, Computer Literacy, Data Compilation, Data Controls, Default Risk, Insurance Product Management, Insurance Sales, Legal Practices, Management Reporting, Numerical Aptitude, Oral Communications, Professional Presentation, Risk Based Pricing, Risk Management, Underwriting ManagementCompetenciesAction OrientedBusiness InsightCommunicates EffectivelyDecision QualityFinancial AcumenInstills TrustManages ComplexityOptimizes Work ProcessesEducationNQF Level 7 - Degree, Advance Diploma or Postgraduate Certificate or equivalentClosing Date12 October 2026 , 23:59The appointment will be made from the designated group in line with the Employment Equity Plan of Old Mutual South Africa and the specific business unit in question.The Old Mutual Story!